LoanSense - Your Personalized Student Loan Advisor
If student loans stress you out-you are not alone!
Our tools lower your payment, file your paperwork, send you reminders and can save $100s monthly.
We’re different - We don’t recommend refinancing first. We look at YOUR best options and refinancing isn’t the best option for most.
How It Works
Loan Plan
Set a goal and we'll tell you how to lower your payment or pay faster.
Personalized Calculators
How much you save in time & money if you pay faster.
How to file your income taxes to save your money.
Filing & Reminders
We file into loan plans & help you seek loan forgiveness.
What Differentiates LoanSense
We do NOT prioritize refinance. We help people get their loans forgiven through government programs. It’s confusing. Check out a personal story here.
Answer a few questions, update your loans and get a tailored plan
71% who file by themselves unknowingly commit paperwork errors.
We are here to help YOU file YOUR paperwork correctly and on time.
Customize your loan plan for public and private loans
Don't know which loan plan is the best based on your employment or income?
We'll tell you.
File paperwork & Reminders
Answer a few questions and we’ll help you file
71% who file by themselves unknowingly commit paperwork errors.
99% who file by themselves get rejected.
We are here to help YOU file YOUR paperwork correctly and on time.
Understand how to file your income taxes
Married and not sure if it will affect your taxes? Our calculator will show you.
LoanSense provides you with loan guides and pro-tips.
Are you a teacher, nurse, social worker, or another profession that needs access to federal and state loan programs?
We break down Public Service Loan Forgiveness (PSLF) and many other loan programs for your profession.
We'll even help you build a plan and file your paperwork.
With LoanSense I lowered my monthly payment by 90% and will save me over $30K. I didn’t even know this was possible.
Lauren D.
Ann Arbor, MI
LoanSense recommended the best income-based plan option for me and helped me enroll. It was simple, quick, clear and honestly a life saver!
Shawn
Detroit, MI
Our product is 100% research based
OLD METHOD
When do I start paying my loan?
Lost e-mail from servicer
Scramble to find your servicer log on and set up payment. Or call them and let them recommend a plan (often not the best plan).
Financial goals change and payments are no longer affordable. Or servicer suddenly increases payments because they enrolled you in a graduated plan.
You lose $1000s in extra interest or unable to qualify for loan forgiveness.
WITH LOANSENSE
Upload loans. Advise on best plan.
Either contribute early to lower amount of capitalized interest or get on the best plan.
Know what to do and when to do it.
LoanSense updates information annually because life changes.
We Review. Reassess. Refile.
LoanSense supports you so you are not alone. We saves you 30% to 50% off your entire loan balance. Make a plan today!
Want to ask something about us ?
How to contact us?
Technical assistance support@myloansense.com
Customer service loanhelp@myloansense.com
General inquiries info@myloansense.com
What is your money back guarantee policy?
If we can't help you save, then ask for your money back within 72 hours. You can find the full policy here. The main point is we want you to be happy with our service and refer us to others!
How long does it take to file paperwork and receive a response back from my loan servicer?
It takes 3-5 business days to complete and double check your paperwork. Once you return the signed forms, LoanSense will send the paperwork to your servicers within 3 business days. Your servicer should acknowledge your request to change/update your loan plan within 2 weeks.
How do I ask my employer to add a student loan benefit? How do I refer you?
If your employer becomes a partner, we’ll manage the entire student loan forgiveness program and streamline employer signatures. The real bonus is, you can ask them to consider giving you direct payments towards your loans. Here is an email template to share with your employer. Also, refer them here so we can follow up.
Do you all stay up to date with all the changes to the federal student loan program?
Absolutely! We will send periodic updates. You can also follow LoanSense on YouTube, LinkedIn, FB as well as our blog for updates.
LoanSense was founded by Catalina Kaiyoorawongs, A Gates-funded Education Policy fellow. We were built to better advocate for public servants and those that needed access to the income-driven plans! We not only stay up-to-date but we help others, including financial advisors and credit counseling agencies stay up to date. You will never be alone and will always have someone watching out for you. Here is our founding story.
As Seen In
Security
LoanSense uses 256 bit encryption, the standard bank level encryption, to protect user data.
Privacy
We do not share employees' personal data with any third parties for marketing purposes.