LoanSense is trusted by lenders to boost home affordability

"Not Just Rates"

Reduce student loan payments and debt-to-income to improve affordability in 21 days.

image Originate more loans and grow revenue
image Decline fewer borrowers
image Compete on buying power, not just rates
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As seen in HousingWire, Time and others
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Automated Loan Savings

LoanSense data service will automatically review your loan pipeline and send an alert to the assigned loan officer when we are can save loans and improve buying power.

Step by Step Instructions On How to Invite New Clientsimageimageimage
imageSupercharge Growt: Automatically alert LOs and invite clients to pull through more loans.
imageEnhance Interactions: Grow your client base for more personalized interactions.
imageBoost Leads & Referrals: Showcase your expertise and be your clients.

Who We Serve

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Credit Unions

Credit unions that partner with LoanSense grow the percentage of loan originations from their membership. We also turn portfolio into conventional sellable loans and free up cashflow. Download our 1 page here

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Independent Mortgage Bankers

LoanSense triggers 12-35 LO alerts a week on loans that are saved from decline or improved in terms of home buying power. Originate dozens more loans a month.<<Learn more>>

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Banks

Originate more loans that meet CRA requirements as 80% + CRA loans are student loan holders. Turn portfolio loans into conventional, sellable loans.<<Download our white paper>>

Why LoanSense Makes Sense For Lenders

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We help you compete

Help borrowers receive higher contingent pre-approvals for bigger home loans. You’ll be giving not just competitive rates but also great value to clients. Start your free trial.

image Lower student loan payments by $350 to $650 per month
image Increase home buying budget by $50,000 to $80,000, on average
image Improve your clients DTI in 21 days

We position you

We back you up with our very own marketing materials, resources, and proprietary tools to enhance your marketing credibility and exposure!

Generate 1.5X more leads

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We are secure & compliant

LoanSense is SOC II compliant and regulator guideline compliant. We gather all student loan docs that are guideline compliant to reduce DTI.

image We understand student loans and regulator guidelines
image Guide you and answer borrower-specific questions
image Provied your loan officers with the necessary tools

The LoanSense Difference

We provide expert advice to your clients and get them the right documents to close in 21 days.

LoanSense

StudentAid.gov

General info about student loans

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Estimate best possible payment

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Only based on current pay not lowest pay

Expert filing to close in 21 days

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Expert advice pre and post close

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Income document review

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Ongoing support on borrower schedule

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Retrieve servicer letter for underwriting

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The LoanSense Difference

We provide expert advice to your consumer and get them the right documents to close in 21 days.

LoanSense

General info about student loans

image

Estimate best possible payment

image

Expert filing to close in 21 dayse

image

Expert advice pre and post close

image

Income document review

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Ongoing support on borrower schedule

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Retrieve servicer letter for underwriting

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Other

StudentAid.gov

General info about student loans

image

Estimate best possible payment

only based on current pay not lowest pay

Expert filing to close in 21 dayse

Expert advice pre and post close

Income document review

Ongoing support on borrower schedule

Retrieve servicer letter for underwriting

Lender Benefits

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Compete on More Home Affordability

Student loan reduction does not appear on credit for 60 to 90 days, enabling you to compete on more home affordability, not just interest rates.

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Automate Alerts to Loan Officers

Trigger automated alerts to the assigned loan officer when LoanSense can improve DTI, helping pull through 15 to 30 more loans a week.

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Close Quicker & Smoother

Help your clients retrieve Freddie/Fannie/FHA/VA guideline compliant documents to close on time.

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Be a Hero & Boost Referrals

We work as an extension of your team to help your clients close on a home and refer their friends and family.

Ready to raise the bar?
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Affordability Calculator

The Affordability Calculator is our proprietary tool that shows how reduced monthly student loan payments expand purchasing power within the 21-day closed loan cycle. Here’s how it works:

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Learn How Affordability Calculator Works. Start Your Free Trial Today!

Ready to raise the bar?

The Impact We Are Making is Incredible

See what lenders and partners are saying

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“I know there are 83,000 borrowers with student debt home shopping in the metro Denver area. I now have the platform to address a big financial pain point for today’s borrowers and help them buy a home. I win more customers with LoanSense.”

Jeanni

Loan Office at IMB

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“Student loans are the single most important liability item that can be adjusted and improve the purchasing power of a buyer. Before LoanSense, I send them away to do it on their own and never hear back. LoanSense account executive is an extension of my lending team and our borrowers inevitably refer their friends with student loans to me.”

Scott

CA based broker

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"Mortgage Coach’s partnership with LoanSense gives lenders access to a purchasing power calculator that determines how much borrowers’ monthly student loan payments can be reduced. The impact can be life-altering for borrowers. It could mean $50,000 more for a better school district, an extra bathroom or close proximity to employment."

Joe Purthur

President of Mortgage Coach

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FAQ