Reduce student loans. Afford your dream home.
LoanSense turns student loan payments into an equity building mortgage.
Get student loans forgiven.
Get A Free Plan
Estimate your student loan reduction
This tool will calculate an estimate of how much you can reduce your student loan payment and how much more house it will potentially allow you to purchase.
Your new monthly payment
0
Increase in mortgage purchase power
0
Benefits we provide
Lower student loan payments
Average savings of $654 per month
Increased home buying budget
Average increased affordability of $99,802
Get on track for a loan forgiveness
Projected forgiveness is ~$81,400
Faster student loan processing
Get paperwork back in 21 days for mortgage underwriting - 2x faster than going at it alone
Ready to lower your student loan PAYMENT and plan for the future?
Sign UpHow LoanSense Works
Build a personalized plan
Connect in minutes, answer a couple questions and get a personalized plan
Match with a student loan expert
We assist you with tricky paperwork to cut payments by $1000s and incease home buying budget in just 3 weeks
Avoid errors & close quickly
We’ll be on your side to track your student loan filings and continuously give tips and reminders
Client Testimonials
Plan and Pricing
Basic$47
Plan includes :
Tools and digital content
- DIY Student Loan Coaching
- Student loan decision-making tools
- One employer form and IDR application included
- Coordinate with HR to get the required employer signatures (for PSLF)
- Cut the studentaid.gov queue - we e-file directly with your servicer
- LoanSense saves your documents with time stamp of submission
Concierge$249
or 3 payments of $89Plan includes :
Tools and digital content
- DIY Student Loan Coaching
- Student loan decision-making tools
Individual session with student loan expert when requested
- Build a personalized student loan repayment plan
- Learn about repayment plans, loan forgiveness, mortgage affordability, or getting out of collections
- Live Q&A with student loan expert
LoanSense automated filing services
- One employer form and IDR application included
- Coordinate with HR to get the required employer signatures (for PSLF)
- Cut the studentaid.gov queue - we e-file directly with your servicer
- LoanSense saves your documents with time stamp of submission
- Submit data to your lender to help you close on your home
FAQ
Should I be worried about getting approved for a mortgage if I have student loans?
We help you get to closing by helping you manage your student loan repayment plan. In certain cases, will can even provide support to your lender and underwriter so they know how to calculate your new loan payment into the debt-to-income or underwriting process.
We employ simple, safe, and legal practices to reduce your student loan payment to increase your chances of getting approved for a mortgage.
I got rejected for a mortgage before. Can I still get approved?
We can’t promise you can close on a home immediately, but we help you build a plan. Modifying your student loan repayment plan could improve your DTI and increase your chances of approval.
I’m in the process of closing on a house, how long does it take to process my student loan paperwork?
On average, we can help you adjust your payment within 21 days.
What’s the sign up process?
Click the button, answer a few simple questions and upload your student loan information to get a FREE preliminary analysis. Once you purchase, you speak to a loan advisor and enroll your paperwork. If you have any questions about signing up, please take advantage of our Live Chat feature by hitting the chat icon at the bottom right hand side of the website.
Can you answer my loan officer’s questions on what will happen with my student loans?
Yes, in our concierge plan, we can address loan officer questions on how to use your new lower payment to increase how much home you can purchase.